0% Down - Building a new home on-your-lot in Texas

new home builder logo - United-Bilt Homes
Get your free new home brochure
Explore on-your-lot home building in Texas at UBH.COM
Find a Model Center of New Homes in Texas
Request a free color brochure today! Call us at 1.800.822.2458


Building your new home in Texas is exciting but the financing process may seem confusing, even overwhelming. That's why we offer top quality homes at affordable prices and flexible financing options that fit your budget.*
100% financing available
$0 down available
No Payments for 6 months
Easy approval process
Flexible credit terms
Land payoff available
Single loan - no need for both a construction & permanent loan

new home recipe
We make it easy to build a custom home on your lot! Just follow this simple recipe:
Choose from our huge selection of floor plans (or bring your own), and customize with all the options available to make your home uniquely yours.
Visit your site with your sales associate and construction
professional to plan the perfect placement and foundation for your home.
Complete your application for flexible, affordable loan options.
Professional, quality construction begins immediately. Start packing!

new home - home made!
At United-Bilt Homes, we build every home from scratch, using the finest materials and craftsmanship.
On-site construction supervisors oversee skilled local craftsman to ensure your home is built to the highest level of quality.
We own and operate our own lumberyard for quality assurance, better pricing, and efficient delivery of your building materials.
Our warranted, high-quality materials include HardiPlank
® siding, TAMKO® roofing, and Advantech® flooring system.

new home - home grown!
When you choose United-Bilt Homes as your builder, you are choosing a company with history and stability. Since 1958, we've helped more than 30,000 families build the home of their dreams. Multiple generations of families have chosen us to be the solution to their housing and financing needs. Their loyalty is a testament to our dedication to quality and service.

Our size gives us the opportunity to offer competitive pricing along with choices in home plans and financing options. Yet, United-Bilt Homes is still small enough to care for each homeowner individually.


Just 3 samples of United-Bilt's new homes in Texas!

New vacation style home in Texas - home picture

New farmhouse style home in Texas - home picture

New brick home in Texas - home picture



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*with approved credit for qualified land owners.
Licensed Residential Mortgage Lender  AR, LA, MS, MO, OK, TX NMLS #39943